Terms and Conditions

Welcome to Sky Pay! By accessing or using our payment gateway services (the “Services”), you agree to comply with and be bound by the following terms and conditions (the “Terms”). Please read them carefully before using our Services.

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1. Acceptance of Terms

By using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you must not use our Services.

2. Definitions

“Sky Pay” refers to Sky Pay, including its affiliates, subsidiaries, and associated companies.
“Services” refers to the payment gateway services provided by Sky Pay, including any related tools, features, and support.
“User” refers to any individual or entity using our Services.

3. Account Registration and Security

To use our Services, you may be required to create an account. You agree to: Provide accurate, current, and complete information during registration. Maintain the security of your account by protecting your password and restricting access to your account. Notify us immediately of any unauthorized use of your account or any other breach of security. Take responsibility for all activities that occur under your account.

4. Service Use

You agree to use our Services only for lawful purposes and in accordance with our guidelines and applicable laws. You must not:

Use our Services in any manner that could disable, overburden, or impair our servers or networks.
Attempt to gain unauthorized access to our Services or any systems or networks.
Engage in fraudulent, deceptive, or illegal activities through our Services.

5. Fees and Payments

Fees: We may charge fees for the use of our Services, which will be outlined in our fee schedule or as agreed upon in your service contract.
Payment Terms: You agree to pay all fees and charges associated with your use of our Services in accordance with our billing terms.

6. Data Privacy and Security

Data Collection: We collect and use personal and transaction data in accordance with our Privacy Policy.
Data Protection: We implement reasonable security measures to protect your data but cannot guarantee absolute security.

7. Intellectual Property

All content, trademarks, and other intellectual property associated with Sky Pay’s Services are owned by Sky Pay or its licensors. You may not use, copy, or distribute any of our intellectual property without our express written permission.

8. Termination

We reserve the right to terminate or suspend your access to our Services at any time, with or without cause, and with or without notice, if we believe you have violated these Terms.

9. Limitation of Liability

To the fullest extent permitted by law, Sky Pay shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of or related to your use of our Services. Our liability for any direct damages will be limited to the amount paid by you for the Services in the six (6) months preceding the claim.

10. Dispute Resolution

Any disputes arising out of or in connection with these Terms or your use of our Services shall be resolved through binding arbitration in accordance with the laws of UAE. The arbitration will be conducted in [Insert City, State].

11. Changes to Terms

We may update these Terms from time to time. We will notify you of any significant changes by posting the updated Terms on our website. Your continued use of our Services after such changes constitutes your acceptance of the new Terms.

12. Contact Us

If you have any questions or concerns about these Terms or our Services, please contact us at:

Sky Pay

info@skypay.ae

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